Terms & Conditions

These Terms and Conditions are regularly reviewed and should be read when revisiting the site.

The THB Group plc operates this website on behalf of itself and its subsidiary companies ("The THB Group"). All companies within the THB Group conducting insurance mediation services or providing independent financial advice are authorised and regulated by the Financial Services Authority.

Please read the following terms and conditions carefully as by using this website, you agree to be bound by these. If you do not agree or cannot comply with our Terms and Conditions, please leave this website now.
  1. The THB Group has made every effort to make sure the information contained in this website is correct and current. The THB Group accepts no responsibility if the information is incomplete, inaccurate or outdated.
  2. This website may contain links to other websites not operated by The THB Group. The THB Group has no control over such sites, and accepts no liability for the accuracy of any content therein.
  3. The THB Group holds copyright, trademarks and other intellectual property rights relating to this website, the rights of which you cannot acquire by accessing this website. The use of such material would constitute an infringement of The THB Group's rights unless express written permission is obtained.
  4. You are permitted to copy the contents of this website for your own personal non-commercial use, or for the non-commercial use of your organisation. You may not otherwise copy, redistribute or republish the information contained in this website without the express written permission of The THB Group.
  5. You agree not to use this website in anyway that may be illegal, or to alter or tamper with its content, nor to post information to it, other than information which may be explicitly requested in order to give you advice or a quotation.
  6. To provide you with quotations, advice and other services, we may need to gather personal information about you. We agree not to use or process such information in any way that contravenes the Data Protection Act. We may pass the information to other companies outside The THB Group solely for the purpose of obtaining a quotation for insurance from them. By agreeing to these terms and conditions you expressly agree to this use.
  7. We will use our best endeavours to keep information you provide secure. To this end, parts of this website may require a password for access. You must not divulge your password to anyone. The THB Group accepts no liability for any loss or damage you may incur if you fail to comply with this condition. You agree to indemnify The THB Group for any and all costs, claims, and losses or damages incurred as a result of you divulging your password to anyone.
  8. Some of the products and services mentioned in this website might only be available within certain territories. Where such a territorial limitation applies, it will be clearly indicated. In addition, local laws may prevent us from offering insurance to you. If you are in any doubt as to whether a product is available in your territory, you should seek the guidance of a local professional advisor.